Terms of Use

The following terms govern your use of this website, and any other website related to Orient Wealth Advisors Pte Ltd (hereinafter “Orient Wealth Advisors ”) you may visit. If you do not accept these terms, do not use the site. Please review this page from time to time since these terms may change. Your continued use of this site after any change indicates your acceptance of the new terms. Orient Wealth Advisors reserves the right, at its sole discretion, to change, modify, add or remove portions of these terms, at any time. It is your responsibility to check these terms periodically for changes. Your continued use of this site following the posting of changes will mean that you accept and agree to the changes.

1. Use of the Site

All material on the website, such as graphics, text, images, software, user interfaces, visual interfaces, photographs, trademarks, logos, sounds, music, artwork, computer code and other contents, in whole or in part (the “Content”) on this website, including but not limited to the design, structure, selection, coordination, expression, “look and feel” and arrangement of such Content, are property of Orient Wealth Advisors or its customers, suppliers and partners, and are protected by copyright laws. You may view, copy, and reproduce the Content for non-commercial use within your organization (or if you are an Orient Wealth Advisors partner, for non-commercial use within your customer’s organization).

No part of this site and no Content may be copied, reproduced, republished, uploaded, posted, publicly displayed, encoded, translated, transmitted or distributed in any way (including “mirroring”) to any other computer, server, web site or other medium for publication or distribution for any purpose whatsoever (whether commercial or non-commercial), without Orient Wealth Advisors ’s express prior written consent.

The trademarks and service marks on this site are the property of Orient Wealth Advisors and its suppliers and partners. You may not use them without Orient Wealth Advisors ’s prior written consent. You may not “hack,” deface or otherwise misuse the site or attempt to gain unauthorized access to restricted parts of the site or the technology used to create it.

You may not use any “deep-link”, “page-scrape”, “robot”, “spider” or other automatic device, program, algorithm or methodology, or any similar or equivalent manual

process, to access, acquire, copy or monitor any portion of this site or any Content, or in any way reproduce or circumvent the navigational structure or presentation of this site or any Content, to obtain or attempt to obtain any materials, documents or information through any means not purposely made available through this site. Orient Wealth Advisors reserves the right to bar any such activity.

You may not probe, scan or test the vulnerability of this site or any network connected to this site, nor breach the security or authentication measures on this site or any network connected to this site. You may not reverse look-up, trace or seek to trace any information on any other user of or visitor to this site, or any other customer of Orient Wealth Advisors , to its source, or exploit this site or any service or information made available or offered by or through this site, in any way where the purpose is to reveal any information, including but not limited to personal identification or information, other than your own information, as provided for by this site.

You may not forge headers or otherwise manipulate identifiers in order to disguise the origin of any message or transmittal you send to Orient Wealth Advisors on or through this site or any service offered on or through this site. You may not pretend that you are, or that you represent, someone else, or impersonate any other individual or entity.

2. Information We Collect

Certain parts of our site invite you to furnish personal information such as your name, email address, or other information. Please review our Privacy Policy to learn how we handle information we collect through this site. Other information you transmit or post to this site will be considered non-confidential and non-proprietary, and Orient Wealth Advisors will have no obligations with regard to this information.

In addition, you are prohibited from posting or transmitting to or from this site any unlawful, threatening, libelous, defamatory, obscene, pornographic or other material which would violate any law or regulation. Orient Wealth Advisors will not sell any personal information you provide but may provide your personal information to third party partners and service providers if doing so would comply with our Privacy Policy.

3. Restricted Areas

Certain parts of our site are password-protected. You agree to furnish accurate information to obtain your password and to update that information as it changes. Protection of your password is your responsibility. By obtaining a password, you authorize us to honor instructions from any person using that password as if you had given the instructions. All actions taken by use of your password will be your responsibility.

We reserve the right to cancel your password and remove your access to restricted areas in our sole discretion. While Orient Wealth Advisors uses security measures to

protect your password and other personal information from unauthorized access, you are also responsible for protecting and securing your password.

The information you receive when visiting a restricted area of our site is confidential and proprietary information of Orient Wealth Advisors . Your use of Orient Wealth Advisors ’s confidential information is governed by the terms of any non-disclosure or confidentiality agreement between us, and by the terms contained on this website.

If you download software from this site, including software updates, then they are provided to you pursuant to (i) the terms accompanying the file or (ii) if there are no terms with the file, the terms of the license agreement which accompanied the original product licensed to you which you are updating or (iii) in the absence of (i) and (ii), Orient Wealth Advisors ’s standard software license terms and conditions.

4. Third Party Sites and Information

The site contains links to third party websites and information about third parties’ products or services. These links and information are solely for your convenience and are not an endorsement or sponsorship by Orient Wealth Advisors of the contents of such websites or the products or services of third parties. You visit such third-party sites at your own risk and subject to their terms of use and privacy policies, if any.

5. No Warranties

Orient Wealth Advisors attempts to place accurate and timely material on this website. However, the material may be out of date or may contain errors or omissions. Orient Wealth Advisors may change information about its products and services on this site at any time without notice, and this site may refer to products and services which are not available in your country. Please contact Orient Wealth Advisors for up to date and correct information on product and service availability.

The site and content are provided on an “as is” and “as available” basis, without any warranties of any kind. Orient Wealth Advisors and its suppliers disclaim all warranties of any kind, including but not limited to, the implied warranties of merchantability, fitness for a particular purpose, non-infringement of proprietary rights and warranties arising from a course of dealing, usage or trade practice. No advice or information, whether oral or written, obtained from Orient Wealth Advisors or elsewhere will create any warranty not expressly stated here.

6. Orient Wealth Advisors ’s Limitation of Liability

Except where prohibited by law, in no event will Orient Wealth Advisors be liable to you for any indirect, consequential, exemplary, incidental or punitive damages, including lost profits, even if Orient Wealth Advisors has been advised of the possibility of such damages. If, notwithstanding the other provisions of these Terms of Use, Orient Wealth Advisors is found to be liable to you for any damage or loss which arises out of or is in

any way connected with your use of the site or any Content, Orient Wealth Advisors shall reserve the right to legal counsel before determining any amount(s) of liability, should such need arise.

7. Compliance with Laws; Export Controls

User access to this site is governed by all applicable federal, state, and local laws. All information on this site is subject to Singapore export control laws and may also be subject to the laws of the country where you reside. Access to certain products or technologies may be restricted in embargoed countries, for denied parties, for certain chemical, nuclear, or biological weapons manufacturers, and/or for military and government agencies based on applicable federal or governmental regulations.

8. General

These terms are governed by the laws of Singapore, without respect to its conflict of law principles.

Orient Wealth Advisors makes no representations that the Content is appropriate or available for use in any manner access from territories where the Content is illegal is prohibited. If you choose to access this site from outside Singapore, you do so at your own initiative and you are responsible for complying with all local laws.

Any Dispute arising out of or in connection with this website or these terms (including without limitation the enforceability of this arbitration clause or any question regarding its existence, validity or termination) shall be referred to and finally resolved by arbitration administered by the Singapore International Arbitration Centre in accordance with the Arbitration Rules of the Singapore International Arbitration Centre for the time being in force, which rules are deemed to be incorporated by reference in this arbitration clause. The seat of the arbitration shall be Singapore. The Tribunal shall consist of 1 arbitrator. The language of the arbitration shall be English.

If any provision of these terms is unenforceable, the other terms will remain in full force and effect. Any Failure or delay in enforcing our rights under these Website Terms and Conditions does not constitute a waiver of those rights. Certain provisions of these terms may be superseded or extended by terms on specific pages of this site.

Disclaimer

This webpage contains important information concerning Orient Wealth Advisors Pte. Ltd., its affiliates (collectively known as “Orient Wealth Advisors ”) and its funds. Before proceeding to use the website, please read the following disclaimer statements.

By using this website, you are deemed to be representing and warranting that (1) you have read and understand the information contained in this page and accept the terms and conditions contained herein, (2) the applicable laws and regulations of your

jurisdiction allow you to access the information on this webpage, (3) you are duly authorized to access this webpage for the purpose of acquiring information, and (4) you or any other person or entity you represent initiated the discussion, correspondence or other communications with Orient Wealth Advisors or its representatives, which resulted in your requesting access to Orient Wealth Advisors ’s website and the information regarding its funds, and none of Orient Wealth Advisors or its representatives at any time directly or indirectly contacted you with respect to the provision of investment advisory services or investment in a Orient Wealth Advisors fund prior to such unsolicited initiation of discussions, correspondence or other communications.

The information on this webpage is not intended for persons located or resident in jurisdictions where the distribution of such information is restricted or unauthorized. No action has been taken to authorize, register or qualify any of the Orient Wealth Advisors funds or otherwise permit a public offering of any Orient Wealth Advisors fund in any jurisdiction.

To the best of its knowledge and belief, Orient Wealth Advisors considers the information contained herein as accurate as at the date of publication. All information and opinions in this webpage are subject to change without notice. No representation or warranty is given, whether express or implied, on the accuracy, adequacy or completeness of information provided in the website or by third parties. The materials in this webpage could include technical inaccuracies or typographical errors, and could become inaccurate as a result of developments occurring after their respective dates. Orient Wealth Advisors undertakes no obligation to maintain the currency of such information. Any links to other websites contained within this webpage are for the convenience of the user only and do not constitute an endorsement by Orient Wealth Advisors of these websites. Orient Wealth Advisors is not responsible for the content of other websites referenced in this webpage. Neither Orient Wealth Advisors nor its affiliates and their respective shareholders, directors, officers and employees assume any liabilities in respect of any errors or omissions on this webpage, or any and all responsibility for any direct or consequential loss or damage of any kind resulting directly or indirectly from the use of this webpage. Unless otherwise agreed with Orient Wealth Advisors , any use, disclosure, reproduction, modification or distribution of the contents of this webpage, or any part thereof, is strictly prohibited. Orient Wealth Advisors expressly disclaims any liability, whether in contract, tort, strict liability or otherwise, for any direct, indirect, incidental, consequential, punitive or special damages arising out of, or in any way connected with, your access to or use of this website.

This webpage is not an advertisement and is not intended for public use or distribution. This website has been prepared for the purpose of providing general information only

without taking account of any particular investor’s objectives, financial situation or needs and does not amount to an investment recommendation. An investor should, before making any investment decision, consider the appropriateness of the information in this website, and seek professional advice, having regard to the investor’s objectives, financial situation and needs. In all cases, anyone proposing to rely on or use the information contained in the website should independently verify and check the accuracy, completeness, reliability and suitability of the information. The information contained in this webpage does not constitute financial, investment, legal, accounting, tax or other professional advice or a solicitation for investment in Orient Wealth Advisors ’s funds, nor does it constitute an offer for sale of interests issued by funds that are managed or advised by Orient Wealth Advisors . Any offer can only be made by the relevant offering documents, together with the relevant subscription agreement, all of which must be read and understood in their entirety, and only in jurisdictions where such an offer is in compliance with relevant laws and regulatory requirements.

Simulations, past and projected performance may not necessarily be indicative of future results. Figures may be taken from sources that are believed to be reliable (but may not necessarily have been independently verified), and such figures should not be relied upon in making investment decisions. Orient Wealth Advisors , its officers and employees do not assume any responsibility for the accuracy or completeness of such information.

This website and its contents is permitted only for the use of persons who are “institutional investors” or “accredited investors”, or the equivalent class of “accredited investor” or “professional client” under the laws of the country or territory of such person. The products and services described in this website are available to such aforementioned categories of persons only.

By using the website, you confirm and agree that you fall within any of the aforementioned categories.